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Flexibility Meets Return

Flexgeld combines the advantages of call money and fixed-term deposits in a flexible investment concept. This solution is aimed at investors who want to achieve attractive interest rates without giving up access to their capital.

Augusta Vermögensverwaltung GmbH offers structured flexible money models that can be adapted to different financial requirements and provide a balanced combination of availability and income.

What is Flexgeld?

Flexgeld is a modern form of investment that combines short-term availability with improved interest conditions.

Compared to traditional savings or call money accounts, investors often benefit from more attractive interest rates while still having flexible access to their capital.

The exact structure may vary depending on the partner bank.

Why Flexgeld via Augusta?

As a structured finance partner, Augusta Vermögensverwaltung GmbH offers access to selected flex money solutions from various banks.

Our advice ensures that terms, interest rates and availability models fit your individual financial strategy.

The focus is on transparent processes and clear conditions.

Your Benefits at a Glance:

  • Attractive interest rates Flex money often offers higher interest rates than traditional call money models.
  • High availability You retain access to your capital and at the same time benefit from structured income models.
  • No long-term commitment Suitable for investors who do not wish to invest their capital permanently.
  • Deposit protection Flexgeld deposits are also subject to the statutory European deposit protection within the applicable limits.

Smart investment solutions for different investment goals

  • Company fixed-term deposits

Company fixed-term deposits

An attractive opportunity for companies to invest free liquidity profitably and predictably. Benefit from stable interest rates and clearly defined terms.
  • Savings Accounts

Savings Accounts

Maximum flexibility with daily availability of your capital. Ideal for short-term reserves with transparent interest.
  • ETF's

Fixed-interest investments

Predictable returns thanks to fixed terms and guaranteed interest rates. Suitable for investors with a clearly defined investment horizon.
  • Fixed deposit

Fixed deposit

Broadly diversified investments in selected fund strategies – with a focus on long-term growth and risk diversification.

Frequently Asked Questions

What is a Fixed-Term Deposit?
Flexgeld is a modern investment concept that combines elements of call money and fixed-term deposits. Investors receive attractive interest income while retaining the flexibility to access their invested capital at any time.
In contrast to traditional call money, which has a completely variable interest rate, flex money often offers more attractive interest rates with comparable flexibility. With both variants, the credit balance remains available at all times.
Yes, Flexgeld deposits are also covered by the statutory European deposit guarantee and are protected up to 100,000 euros per customer and bank.
Yes, a key advantage of Flexgeld is that the invested capital remains available at all times – without fixed terms or contractually prescribed notice periods.
Flexgeld is primarily aimed at investors who want to structure their capital flexibly and benefit from attractive interest income at the same time. It is particularly suitable for short to medium-term investment goals.
Opening a Flexgeld account via Augusta Vermögensverwaltung GmbH is structured and efficient. After registration and identity verification, you will receive access to available Flexgeld solutions and can invest your capital immediately.

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